In this event, Himal Agarwal, the Chief Financial Officer at Braviant Holdings (a leading provider of tech-enabled credit products and services for underbanked consumers), spoke about his experience at Braviant Holdings. He provided insight into the problem of non-prime clients having low credit access and how other lending companies might evolve over the next few years. He provided an overview of the use of technology in lending credit to consumers, and shared what a typical day at work looks like.